The new loans granted by the banks operating in Romania to households and to corporations went up by 32% in the first four months of 2021, despite the context of the pandemic, to 34 billion lei, compared 66 to the same period of 2020 (when the loans granted amounted to 25.7 billion lei). Thus, the volume of the new loans granted during these four months is higher by one third compared to last year’s figure and represents over 11% of the non-government credit balance. The non-government credit balance is calculated as the difference between the total loans granted to households and to corporations and the total and partial reimbursements plus loan sales.