{"id":3684136,"date":"2025-02-01T22:36:13","date_gmt":"2025-02-01T20:36:13","guid":{"rendered":"https:\/\/www.arb.ro\/?p=3684136"},"modified":"2025-02-03T10:33:30","modified_gmt":"2025-02-03T08:33:30","slug":"cum-sa-ne-chibzuim-banii-in-vremuri-incerte-aflam-de-la-gabriela-folcut-director-executiv-asociatia-romana-a-bancilor","status":"publish","type":"post","link":"https:\/\/www.arb.ro\/en\/cum-sa-ne-chibzuim-banii-in-vremuri-incerte-aflam-de-la-gabriela-folcut-director-executiv-asociatia-romana-a-bancilor\/","title":{"rendered":"Cum s\u0103 ne chibzuim banii \u00een vremuri incerte, afl\u0103m de la Gabriela Folcu\u021b, Director Executiv Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3684136\" class=\"elementor elementor-3684136\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-342e309e e-flex e-con-boxed e-con e-parent\" data-id=\"342e309e\" 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class=\"elementor-video\"><\/div>\t\t\t\t<div class=\"elementor-custom-embed-image-overlay\" style=\"background-image: url(https:\/\/www.arb.ro\/wp-content\/uploads\/GF-Adevarul.png);\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\" role=\"button\" aria-label=\"Play Video\" tabindex=\"0\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-play\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M838 162C746 71 633 25 500 25 371 25 258 71 163 162 71 254 25 367 25 500 25 633 71 746 163 837 254 929 367 979 500 979 633 979 746 933 838 837 929 746 975 633 975 500 975 367 929 254 838 162M808 192C892 279 933 379 933 500 933 621 892 725 808 808 725 892 621 938 500 938 379 938 279 896 196 808 113 725 67 621 67 500 67 379 108 279 196 192 279 108 383 62 500 62 621 62 721 108 808 192M438 392V642L642 517 438 392Z\"><\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10f9d49 elementor-widget elementor-widget-text-editor\" data-id=\"10f9d49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>2025 aduce mari provoc\u0103ri financiare, \u00een contextul deficitului bugetar cu care se confrunt\u0103 Rom\u00e2nia, cu m\u0103rirea de taxe \u0219i impozite \u0219i t\u0103ierile salariale, chiar reduceri de personal anun\u021bate. \u00centr-un astfel de context, cum s\u0103 p\u0103strezi echilibrul finan\u021belor personale?<\/strong><\/p><p>Ce \u00eenseamn\u0103 chibzuin\u021ba finan\u021belor personale \u0219i dac\u0103 este ea posibil\u0103?<\/p><p>Mai apel\u0103m sau nu la creditul de nevoi personale?<\/p><p><em>La Adev\u0103rul Live, Gabriela Folcu\u021b, Director Executiv Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor ofer\u0103 cele mai valoroase sfaturi practice despre:<\/em><\/p><p>Cum abord\u0103m bugetul familiei?<\/p><p>Cum prioritiz\u0103m pragmatic nevoile vs dorin\u021bele noastre pentru a nu r\u0103m\u00e2ne f\u0103r\u0103 bani?<\/p><p>Este posibil s\u0103 economisim lunar \u0219i cum s\u0103 punem banii pentru un fond de urgen\u021b\u0103?<\/p><p>Care sunt creditele la care mai apel\u0103m \u00een acest an?<\/p><p>Urm\u0103re\u0219te o edi\u021bie de educa\u021bie financiar\u0103 realizat\u0103 \u0219i moderat\u0103 de Antoaneta Banu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e07139 elementor-widget elementor-widget-text-editor\" data-id=\"6e07139\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--text-align);\">Interviu Adevarul Live<\/span><\/p><p>Sursa: <a href=\"https:\/\/adevarul.ro\/adevarul-live\/cum-sa-ne-chibzuim-banii-in-vremuri-incerte-aflam-2418142.html\">click aici<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Gabriela Folcu\u021b, Director Executiv Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor, BURSA &#8211; SUPLIMENT EDUCA\u021aIA \u2013 13 septembrie 2022<\/p>","protected":false},"author":5,"featured_media":3684138,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3684136","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aparitii-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cum s\u0103 ne chibzuim banii \u00een vremuri incerte, afl\u0103m de la Gabriela Folcu\u021b, Director Executiv Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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