{"id":3675643,"date":"2023-11-20T16:04:44","date_gmt":"2023-11-20T14:04:44","guid":{"rendered":"https:\/\/www.arb.ro\/?p=3675643"},"modified":"2024-04-12T16:06:42","modified_gmt":"2024-04-12T13:06:42","slug":"studiu-pwc-15-state-verificate-ce-acopera-854-din-activele-bancare-din-ue-utilizeaza-cele-doua-metode-de-rambursare-aplicate-in-romania","status":"publish","type":"post","link":"https:\/\/www.arb.ro\/en\/studiu-pwc-15-state-verificate-ce-acopera-854-din-activele-bancare-din-ue-utilizeaza-cele-doua-metode-de-rambursare-aplicate-in-romania\/","title":{"rendered":"Studiu PwC: 15 state verificate ce acoper\u0103 85,4% din activele bancare din UE utilizeaz\u0103 cele dou\u0103 metode de rambursare aplicate \u00een Rom\u00e2nia - only in romanian"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3675643\" class=\"elementor elementor-3675643\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa3453d e-flex e-con-boxed e-con e-parent\" data-id=\"6fa3453d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-689cf875 elementor-widget elementor-widget-text-editor\" data-id=\"689cf875\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Practica la nivelul Uniunii Europene privind modalitatea de calcul al ratelor arat\u0103 c\u0103 toate cele 15 state verificate utilizeaz\u0103 cele dou\u0103 metode de rambursare a creditelor reglementate \u00een Rom\u00e2nia, respectiv ratele egale (anuit\u0103\u021bile) \u0219i ratele descresc\u0103toare, potrivit studiului \u2033<em>Modalitatea de calcul al ratelor \u00een statele din Uniunea European\u0103<\/em>\u2033, realizat de PwC. Sondajul referitor la legisla\u021bia \u0219i practica privind modul de calcul al ratelor a cuprins Austria, Belgia, Cehia, Estonia, Fran\u021ba, Germania, Grecia, Italia, Lituania, Olanda, Polonia, Portugalia, Slovacia, Spania \u0219i Ungaria, ceea ce acoper\u0103 85,4% din activele bancare din Uniunea European\u0103. \u00cen opt state Austria, Fran\u021ba, Grecia, Polonia, Portugalia, Slovacia, Spania \u0219i Ungaria, ratele egale (anuit\u0103\u021bile) reprezint\u0103 metoda practicat\u0103 cov\u00e2r\u0219itor la scar\u0103 larg\u0103.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-124186e elementor-widget elementor-widget-button\" data-id=\"124186e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.arb.ro\/wp-content\/uploads\/20231120-Comunicat-studiu.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descarcati<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Practica la nivelul Uniunii Europene privind modalitatea de calcul al ratelor arat\u0103 c\u0103 toate cele 15 state verificate utilizeaz\u0103 cele dou\u0103 metode de rambursare a creditelor reglementate \u00een Rom\u00e2nia, respectiv ratele egale (anuit\u0103\u021bile) \u0219i ratele descresc\u0103toare, potrivit studiului \u2033Modalitatea de calcul al ratelor \u00een statele din Uniunea European\u0103\u2033, realizat de PwC. Sondajul referitor la legisla\u021bia [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3424033,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3675643","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-comunicate-de-presa"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Studiu PwC: 15 state verificate ce acoper\u0103 85,4% din activele bancare din UE utilizeaz\u0103 cele dou\u0103 metode de rambursare aplicate \u00een Rom\u00e2nia - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arb.ro\/en\/studiu-pwc-15-state-verificate-ce-acopera-854-din-activele-bancare-din-ue-utilizeaza-cele-doua-metode-de-rambursare-aplicate-in-romania\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Studiu PwC: 15 state verificate ce acoper\u0103 85,4% din activele bancare din UE utilizeaz\u0103 cele dou\u0103 metode de rambursare aplicate \u00een Rom\u00e2nia - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\" \/>\n<meta property=\"og:description\" content=\"Practica la nivelul Uniunii Europene privind modalitatea de calcul al ratelor arat\u0103 c\u0103 toate cele 15 state verificate utilizeaz\u0103 cele dou\u0103 metode de rambursare a creditelor reglementate \u00een Rom\u00e2nia, respectiv ratele egale (anuit\u0103\u021bile) \u0219i ratele descresc\u0103toare, potrivit studiului \u2033Modalitatea de calcul al ratelor \u00een statele din Uniunea European\u0103\u2033, realizat de PwC. 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