{"id":971,"date":"2026-01-14T10:05:45","date_gmt":"2026-01-14T08:05:45","guid":{"rendered":"https:\/\/new.arb.ro\/?page_id=971"},"modified":"2026-01-14T18:31:19","modified_gmt":"2026-01-14T16:31:19","slug":"centrala-incidentelor-de-plati","status":"publish","type":"page","link":"https:\/\/www.arb.ro\/en\/despre-arb\/centrala-incidentelor-de-plati\/","title":{"rendered":"The Payments Incidents Bureau"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"971\" class=\"elementor elementor-971\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60899280 e-flex e-con-boxed e-con e-parent\" data-id=\"60899280\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e0026 elementor-widget elementor-widget-heading\" data-id=\"a6e0026\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Payments Incidents Bureau\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-606dc095 elementor-widget elementor-widget-text-editor\" data-id=\"606dc095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Set up in 1997 inside the National Bank of Romania, the Payments Incidents Register is an intermediation centre managing information specific to incidents with payments instruments (cheques, promissory notes, bills of exchange), both from the bank\u2019s point of view (overdraft, not honouring the obligations undertaken via these instruments ) and from the social point of view (lost \/ stolen \/ damaged).<\/p><p>The information to Payments Incidents Register is conveyed by computer system through the Interbank Communication Network, which links the head office of the National Bank of Romania to the head offices of all banks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32d8fb9 elementor-widget elementor-widget-text-editor\" data-id=\"32d8fb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Pentru mai multe detalii \u0219i contact, v\u0103 rug\u0103m s\u0103 accesa\u021bi:\u00a0<\/strong><\/h6><h6><a href=\"https:\/\/www.bnr.ro\/1944-centrala-incidentelor-de-plati\" target=\"_blank\" rel=\"noopener\">https:\/\/www.bnr.ro\/1944-centrala-incidentelor-de-plati<\/a><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Centrala Incidentelor de Pl\u0103\u0163i \u00cenfiin\u0163at\u0103 \u00een anul 1997 \u00een cadrul B\u0103ncii Na\u0163ionale a Rom\u00e2niei, Centrala Incidentelor de Pl\u0103\u0163i este un centru de intermediere care gestioneaz\u0103 informa\u0163ia specific\u0103 incidentelor cu instrumente de plat\u0103 (cecuri, cambii, bilete la ordin), at\u00e2t din punct de vedere bancar (tragerea \u00een descoperit de cont, neonorarea angajamentelor asumate prin aceste instrumente), c\u00e2t [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":123,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-971","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Centrala Incidentelor de Pl\u0103\u0163i - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arb.ro\/en\/despre-arb\/centrala-incidentelor-de-plati\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Centrala Incidentelor de Pl\u0103\u0163i - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\" \/>\n<meta property=\"og:description\" content=\"Centrala Incidentelor de Pl\u0103\u0163i \u00cenfiin\u0163at\u0103 \u00een anul 1997 \u00een cadrul B\u0103ncii Na\u0163ionale a Rom\u00e2niei, Centrala Incidentelor de Pl\u0103\u0163i este un centru de intermediere care gestioneaz\u0103 informa\u0163ia specific\u0103 incidentelor cu instrumente de plat\u0103 (cecuri, cambii, bilete la ordin), at\u00e2t din punct de vedere bancar (tragerea \u00een descoperit de cont, neonorarea angajamentelor asumate prin aceste instrumente), c\u00e2t [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arb.ro\/en\/despre-arb\/centrala-incidentelor-de-plati\/\" \/>\n<meta property=\"og:site_name\" content=\"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-14T16:31:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.arb.ro\\\/despre-arb\\\/centrala-incidentelor-de-plati\\\/\",\"url\":\"https:\\\/\\\/www.arb.ro\\\/despre-arb\\\/centrala-incidentelor-de-plati\\\/\",\"name\":\"Centrala Incidentelor de Pl\u0103\u0163i - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.arb.ro\\\/#website\"},\"datePublished\":\"2026-01-14T08:05:45+00:00\",\"dateModified\":\"2026-01-14T16:31:19+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.arb.ro\\\/despre-arb\\\/centrala-incidentelor-de-plati\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.arb.ro\\\/despre-arb\\\/centrala-incidentelor-de-plati\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.arb.ro\\\/despre-arb\\\/centrala-incidentelor-de-plati\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.arb.ro\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Despre ARB\",\"item\":\"https:\\\/\\\/www.arb.ro\\\/despre-arb\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Centrala Incidentelor de Pl\u0103\u0163i\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.arb.ro\\\/#website\",\"url\":\"https:\\\/\\\/www.arb.ro\\\/\",\"name\":\"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\",\"description\":\"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.arb.ro\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.arb.ro\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.arb.ro\\\/#organization\",\"name\":\"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\",\"url\":\"https:\\\/\\\/www.arb.ro\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.arb.ro\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.arb.ro\\\/wp-content\\\/uploads\\\/ARB_35_TRANSPARENCY.png\",\"contentUrl\":\"https:\\\/\\\/www.arb.ro\\\/wp-content\\\/uploads\\\/ARB_35_TRANSPARENCY.png\",\"width\":1820,\"height\":1987,\"caption\":\"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\"},\"image\":{\"@id\":\"https:\\\/\\\/www.arb.ro\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Centrala Incidentelor de Pl\u0103\u0163i - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.arb.ro\/en\/despre-arb\/centrala-incidentelor-de-plati\/","og_locale":"en_US","og_type":"article","og_title":"Centrala Incidentelor de Pl\u0103\u0163i - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)","og_description":"Centrala Incidentelor de Pl\u0103\u0163i \u00cenfiin\u0163at\u0103 \u00een anul 1997 \u00een cadrul B\u0103ncii Na\u0163ionale a Rom\u00e2niei, Centrala Incidentelor de Pl\u0103\u0163i este un centru de intermediere care gestioneaz\u0103 informa\u0163ia specific\u0103 incidentelor cu instrumente de plat\u0103 (cecuri, cambii, bilete la ordin), at\u00e2t din punct de vedere bancar (tragerea \u00een descoperit de cont, neonorarea angajamentelor asumate prin aceste instrumente), c\u00e2t [&hellip;]","og_url":"https:\/\/www.arb.ro\/en\/despre-arb\/centrala-incidentelor-de-plati\/","og_site_name":"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)","article_modified_time":"2026-01-14T16:31:19+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.arb.ro\/despre-arb\/centrala-incidentelor-de-plati\/","url":"https:\/\/www.arb.ro\/despre-arb\/centrala-incidentelor-de-plati\/","name":"Centrala Incidentelor de Pl\u0103\u0163i - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)","isPartOf":{"@id":"https:\/\/www.arb.ro\/#website"},"datePublished":"2026-01-14T08:05:45+00:00","dateModified":"2026-01-14T16:31:19+00:00","breadcrumb":{"@id":"https:\/\/www.arb.ro\/despre-arb\/centrala-incidentelor-de-plati\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.arb.ro\/despre-arb\/centrala-incidentelor-de-plati\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.arb.ro\/despre-arb\/centrala-incidentelor-de-plati\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.arb.ro\/"},{"@type":"ListItem","position":2,"name":"Despre ARB","item":"https:\/\/www.arb.ro\/despre-arb\/"},{"@type":"ListItem","position":3,"name":"Centrala Incidentelor de Pl\u0103\u0163i"}]},{"@type":"WebSite","@id":"https:\/\/www.arb.ro\/#website","url":"https:\/\/www.arb.ro\/","name":"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)","description":"Romanian Association of Banks","publisher":{"@id":"https:\/\/www.arb.ro\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.arb.ro\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.arb.ro\/#organization","name":"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)","url":"https:\/\/www.arb.ro\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.arb.ro\/#\/schema\/logo\/image\/","url":"https:\/\/www.arb.ro\/wp-content\/uploads\/ARB_35_TRANSPARENCY.png","contentUrl":"https:\/\/www.arb.ro\/wp-content\/uploads\/ARB_35_TRANSPARENCY.png","width":1820,"height":1987,"caption":"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)"},"image":{"@id":"https:\/\/www.arb.ro\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/pages\/971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/comments?post=971"}],"version-history":[{"count":9,"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/pages\/971\/revisions"}],"predecessor-version":[{"id":3686053,"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/pages\/971\/revisions\/3686053"}],"up":[{"embeddable":true,"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/pages\/123"}],"wp:attachment":[{"href":"https:\/\/www.arb.ro\/en\/wp-json\/wp\/v2\/media?parent=971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}