{"id":952,"date":"2026-01-14T10:00:53","date_gmt":"2026-01-14T08:00:53","guid":{"rendered":"https:\/\/new.arb.ro\/?page_id=952"},"modified":"2026-01-14T18:23:34","modified_gmt":"2026-01-14T16:23:34","slug":"fondul-de-garantare-a-depozitelor-in-sistemul-bancar","status":"publish","type":"page","link":"https:\/\/www.arb.ro\/en\/despre-arb\/fondul-de-garantare-a-depozitelor-in-sistemul-bancar\/","title":{"rendered":"The Bank Deposit Guarantee Fund"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"952\" class=\"elementor elementor-952\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75df3144 e-flex e-con-boxed e-con e-parent\" data-id=\"75df3144\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8fcd9d elementor-widget elementor-widget-heading\" data-id=\"d8fcd9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Bank Deposit Guarantee Fund\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d1d608e elementor-widget elementor-widget-text-editor\" data-id=\"2d1d608e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\"><strong>The Bank Deposit Guarantee Fund <\/strong>was set up in 1996, as a legal entity of public law. The Fund\u2019s purpose is guarantees the reimbursement of deposits with credit institutions, according to the terms and limits established by the law on the Fund\u2019s operating. The Bank Deposit Guarantee Fund conducts activities as special administrator, interim administrator or liquidator of credit institutions, if appointed to act in such a capacity.<\/p><p>Since its setting up, the Bank Deposit Guarantee Fund together with the Romanian Association of Banks representatives have had an active role in the drawing up and enforcement of regulations on the mechanism that guarantees deposits and payment of compensations to depositors, if a bank goes bankrupt.<\/p><p>Currently, the threshold per secured depositor and per credit institution is set at the lei equivalent of the amount of 100,000 Euros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e8485a elementor-widget elementor-widget-text-editor\" data-id=\"2e8485a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>Pentru mai multe detalii \u0219i contact, v\u0103 rug\u0103m s\u0103 accesa\u021bi:\u00a0<\/strong><\/h6><h6><a href=\"https:\/\/www.fgdb.ro\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.fgdb.ro\/<\/a><\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Fondul de Garantare a Depozitelor Bancare Fondul de Garantare a Depozitelor Bancare a fost \u00eenfiin\u0163at \u00een anul 1996, fiind constituit ca persoan\u0103 juridic\u0103 de drept public. Obiectivul principal al Fondului este garantarea ramburs\u0103rii depozitelor constituite la institu\u0163iile de credit potrivit condi\u0163iilor \u015fi limitelor stabilite prin legea de func\u0163ionare a Fondului, precum \u015fi desf\u0103\u015furarea activit\u0103\u0163ii ca [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":123,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-952","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fondul de Garantare a Depozitelor Bancare - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arb.ro\/en\/despre-arb\/fondul-de-garantare-a-depozitelor-in-sistemul-bancar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fondul de Garantare a Depozitelor Bancare - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\" \/>\n<meta property=\"og:description\" content=\"Fondul de Garantare a Depozitelor Bancare Fondul de Garantare a Depozitelor Bancare a fost \u00eenfiin\u0163at \u00een anul 1996, fiind constituit ca persoan\u0103 juridic\u0103 de drept public. 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