{"id":3684356,"date":"2026-04-07T17:00:33","date_gmt":"2026-04-07T14:00:33","guid":{"rendered":"https:\/\/www.arb.ro\/?page_id=3684356"},"modified":"2026-04-07T19:13:16","modified_gmt":"2026-04-07T16:13:16","slug":"ropay","status":"publish","type":"page","link":"https:\/\/www.arb.ro\/en\/proiecte\/ropay\/","title":{"rendered":"RoPay"},"content":{"rendered":"\t\t
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RoPay<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Serviciul RoPay<\/strong> permite utilizatorilor plata instant cu mobilul \u00een conformitate cu Schema na\u021bional\u0103 de pl\u0103\u021bi.<\/p>

Dezvoltat de c\u0103tre TRANSFOND, RoPay<\/strong> este serviciul de ini\u021biere pl\u0103\u021bi instant cu mobilul, direct de la un cont bancar la altul A2A, (\u201daccount-to-account\u201d), care utilizeaz\u0103 tehnologii precum scanare de cod QR, deep link, NFC (contactless) sau num\u0103rul de mobil ca alias (\u201dproxy\u201d) pentru IBAN. Fiecare banc\u0103 sau comerciant poate implementa unul sau mai multe tipuri de plat\u0103 RoPay<\/strong>, \u00een func\u021bie de propria strategie. Serviciul RoPay<\/strong> intr\u0103 \u00een produc\u021bie treptat, pe m\u0103sur\u0103 ce b\u0103ncile participante introduc noi func\u021bionalit\u0103\u021bi \u0219i acoper\u0103 noi situa\u021bii de utilizare, iar utilizatorii se familiarizeaz\u0103 cu serviciul. Prima utilizare disponibil\u0103 este pentru pl\u0103\u021bi P2P (\u201dperson-to-person\u201d) \u00een proximitate.<\/p>

RoPay<\/strong> este disponibil non-stop, 24\/7, inclusiv \u00een weekenduri \u0219i zilele de s\u0103rb\u0103toare legal\u0103, garant\u00e2nd astfel accesul continuu la fonduri pentru to\u021bi utilizatorii. Prin RoPay<\/strong> se pot ini\u021bia pl\u0103\u021bi instant \u00eentre conturi aflate la b\u0103nci diferite sau \u00eentre conturi aflate la aceea\u0219i banc\u0103, f\u0103r\u0103 utilizarea detaliilor bancare. Serviciul este pus la dispozi\u021bia consumatorilor finali prin intermediul aplica\u021biilor de mobile banking ale b\u0103ncilor participante \u0219i ofer\u0103 \u00een utilizare o experien\u021b\u0103 de plat\u0103 (ini\u021biere \u0219i execu\u021bie) rapid\u0103 \u0219i pl\u0103cut\u0103 astfel \u00eenc\u00e2t s\u0103 fie adoptat\u0103 \u00een cotidian. RoPay<\/strong> \u00ee\u0219i propune s\u0103 devin\u0103 parte din via\u021ba fiec\u0103ruia dintre noi.<\/p>

Pentru a utiliza RoPay<\/strong>, este nevoie ca at\u00e2t pl\u0103titorul, c\u00e2t \u0219i beneficiarul s\u0103 aib\u0103 instalate aplica\u021biile de mobile banking ale b\u0103ncilor unde de\u021bin conturile, iar b\u0103ncile lor s\u0103 ofere serviciul. Pl\u0103\u021bile sunt procesate instant, \u00een mai pu\u021bin de 10 secunde, la cele mai \u00eenalte standarde de securitate, asigur\u00e2ndu-se protec\u021bia datelor \u0219i tranzac\u021biilor. Prin RoPay<\/strong> po\u021bi pl\u0103ti unui prieten sau po\u021bi s\u0103-i solici\u021bi bani, vei putea pl\u0103ti pentru cump\u0103r\u0103turile online sau la POS la supermarket, vei putea pl\u0103ti v\u00e2nz\u0103torului din pia\u021b\u0103 sau vei putea s\u0103-\u021bi achi\u021bi biletul de autobuz sau facturile de utilit\u0103\u021bi \u2013 acestea fiind doar c\u00e2teva cazuri de utilizare ale serviciului, posibil de implementat de c\u0103tre b\u0103nci \u0219i comercian\u021bi.<\/p>

Mai multe detalii le reg\u0103si\u021bi acces\u00e2nd https:\/\/www.ropay.ro<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Setul de reguli privind Schema RoPay_V02R00 (intrat \u00een vigoare la data de 01.09.2025) \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDesc\u0103rca\u021bi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Setul de reguli privind Schema RoPay_V02R02 (intrare \u00een vigoare la data de 30.04.2026) \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDesc\u0103rca\u021bi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Institu\u0163ii care au aderat la Schema RoPay RON [17.12.2025]<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tDesc\u0103rca\u021bi<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Sistemul bancar din Rom\u00e2nia deruleaza un proiect de auto-reglementare \u00een domeniul pl\u0103\u0163ilor.<\/p>","protected":false},"author":5,"featured_media":3683492,"parent":9,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-3684356","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nRoPay - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.arb.ro\/en\/proiecte\/ropay\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RoPay - Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\" \/>\n<meta property=\"og:description\" content=\"Sistemul bancar din Rom\u00e2nia deruleaza un proiect de auto-reglementare \u00een domeniul pl\u0103\u0163ilor.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.arb.ro\/en\/proiecte\/ropay\/\" \/>\n<meta property=\"og:site_name\" content=\"Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB)\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-07T16:13:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.arb.ro\/wp-content\/uploads\/RoPay.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"398\" \/>\n\t<meta property=\"og:image:height\" content=\"168\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.arb.ro\\\/proiecte\\\/ropay\\\/\",\"url\":\"https:\\\/\\\/www.arb.ro\\\/proiecte\\\/ropay\\\/\",\"name\":\"RoPay - 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