The SEPA project represents the next major step towards closer European integration. SEPA will allow customers to make non-cash euro payments to any beneficiary located anywhere in the euro area using a single bank account and a single set of payment instruments. All retail payments in euro will thereby become “domestic”, and there will no longer be any differentiation between national and cross-border payments within the euro area. (SINGLE EURO PAYMENTS AREA – SEPA Brochure, European Central Bank – Eurosystem).

• ► SEPA National Forum Presentations 22nd of April 2010 - only in Romanian
  
• ► SEPA National Implementation and Migration Plan V3.0
  SEPA National Implementation and Migration Plan V3.0 was approved by the SEPA National Committee during its meeting from 29th of October 2009. The document contains upgraded information about the status of the SEPA project in Romania.
• ► Adherence information on the EPC website
  Adherence information on the EPC website regarding adherence packs pertaining to the different Schemes by different applicants
• ► SEPA National Implementation and Migration Plan V2.01
  SEPA National Implementation and Migration Plan V2.01 was approved by the SEPA National Committee during its meeting from 12th of March 2009.
  The aim of this document is to define and draw up the national strategy for the implementation and migration to SEPA payment instruments for credit institutions, payment systems and users of payment services in Romania.
• ► SEPA Direct Debit Documents - approved by the EPC Plenary - December 2008
  Version 3.2 of SEPA Core Direct Debit Rulebook is the base document for the first implementation of the SEPA Direct Debit scheme, replacing the version 3.1.
  The Implementation Guidelines of the SEPA Direct Debit schemes (Core scheme and Business-to-Business scheme) on the customer-to-bank segment define the SEPA rules for the impementation of the UNIFI (ISO 20022) XML messages standards. The guidelines were updated with the e-mandate requirements and according the new version of the Core SDD V3.2 scheme.
• ► SEPA Credit Transfer Documents approved by the EPC Plenary - December 2008
  Version 2.31 of SEPA Credit Transfer Scheme Rulebook - with some minor changes compared with the version 2.3 and the timeline for SEPA Credit Transfer release in 2010
• ► SEPA Cards Documents - approved by the EPC Plenary - December 2008
  Cards Standardisation Volume V3.01 defines the security and operational requirements, as well as the methodology for evaluation and certification recommended by EPC to be adopted and implemented by the participants to provide interoperability in SEPA.
  EPC published also a document containing recommended ATM anti-skimming solutions within SEPA, which could be easily implemented by the national banking communities.
• ► Non-bank Eligibility Criterion for SEPA
  Application Pack for Adherence to the SEPA Credit Transfer Scheme for Applicants that are neither licensed credit institutions (or licensed Swiss banks) nor entities listed under Article 2 of Directive 2006/48/EC (hereafter "non Credit Institutions")
• ► EBA - Banks Preparing for PSD
  A guide created by the Euro Banking Association (EBA) for banks regarding the Payments Services Directive
• ► SEPA National Forum 25th of November 2008
  Organized by the Romanian Banking Association and the Romanian Banking Institute, the SEPA National Forum's objective is to ensure the dialogue with the customers of the credit institution and their associations, with the local and the financial public administrations, to provide them with all the information regarding the status of the SEPA project and to debate all the aspects related with the SEPA implementation.
• ► National Plan for SEPA Implementation and Migration V2.0 October 2008 Edition - only in Romanian
  The objective of the document is to define and plan the national programme for the implementation and migration to SEPA payments instruments, for the credit institutions, the payments systems and the users of the payments services from Romania.
• ► National Plan for Cash V1.0 - only in Romanian
  
• ► SEPA Communication Strategy - only in Romanian
  
• ► Flyer 'Making SEPA a Reality'
  
• ► Flyer 'Shortcut to the SEPA Credit Transfer Scheme'
  
• ► Flyer 'Shortcut to the SEPA Direct Debit Scheme'
  
• ► EPC Brochure 'SEPA for the Media'
  
• ► EPC Brochure 'How to get your Company ready for SEPA'
  
• ► SEPA Direct Debit Documents for Public Consultation
  The documents for pubic consultation are SEPA Core Direct Debit Scheme Customer to Bank Implementation Guidelines, Version 3.1 (EPC130-08) and SEPA Business-to-Business Direct Debit Scheme Customer to Bank Implementation Guidelines, Version 1.1 (EPC131-08).
  The consultation period begins today and ends 25 September 2008. Comments should be sent to the Romanian Banking Association, arb@arb.ro, until 20 September 2008, using the attached comments template EPC185-08 and EPC186-08.
• ► SEPA Credit Transfer Documents for Public Consultation
  The detailed guidelines on the use of the customer-to-bank UNIFI (ISO 20022) XML Message Standards are now open for consultation with the SEPA Credit Transfer scheme participants and stakeholders until 1 September 2008. Comments should be sent to the Romanian Banking Association, arb@arb.ro, until 25 August 2008, using the attached comments template.
• ► SEPA Cards Framework Standardisation Volume - for Public Consultation
  The SEPA Cards Framework Standardisation Volume is now available for public consultation until 18 August 2008. Comments should be sent to the Romanian Banking Association, arb@arb.ro, until 12 August 2008, using the attached questionnaire.
  
• ► e-Mandate Documents for Public Consultation
  e-Mandate is an optional feature of the SEPA Core Direct Debit Scheme developed by the EPC. e-Mandate documents are now available for public consultation with the stakholders until 31 July 2008. Comments should be sent to the Romanian Banking Association, arb@arb.ro, until 25 July 2008, using the attached template.
  
• ► SEPA National Implementation and Migration Plan V1.0 May 2008 Edition
  The aim of this document is to define and plan the national programme for the implementation of the SEPA and migration to the SEPA payment instruments for credit institutions, payment systems and users of payment services in Romania. The document is available only in Romanian.
• ► Seminar SEPA - Single Euro Payments Area - April 15, 2008
  The Romanian Banking Association in collaboration with the Romanian Banking Institute have organized a Seminar regarding the SEPA project, with the objective of providing information about SEPA to the credit institutions' customers , the corporates and their associations, the consumers associations, the public administrations. Another objective of the SEPA Seminar was the setup of the SEPA National Forum.
  Agenda and presentations are available only in Romanian.
• ► SEPA Legal Framework
  The Directive on Payment Services - PSD - provides the legal foundation for the creation of an EU-wide single market for payments.
• ► SEPA Documents
  Documents approved by the European Payments Council for SEPA
• ► The Single Euro Payments Area - SEPA - An Integrated Retail Payments Market
  "The Single Euro Payments Area - SEPA - An Integrated Retail Payments Market" - Central European Bank 2006
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